Specialty Lending Programs

In certain situations, borrowers face numerous challenges when attempting to purchase, refinance, or improve their houses. We’ve got you covered. Contact us if you fit any of the descriptions below.

Home123 Mortgage can SAVE your Purchase Loans with programs like:

  • 90% LTV – No PMI – 24 months from Foreclosure, Short Sale, or BK Bank Statements for income up to 90% LTV & No MI
    • No 4506T’s
    • No P&L’s
    • No tax returns
  • No Reserves
  • 50% DTI
  • Use 100% Gift Funds or Gift of Equity
  • Loan amounts to $3mil
  • Debt Service for N/O without income verification

Plus many more programs including:

  • 1 year out of Short Sale to 85% LTV or 1 day out to 80% LTV!
  • VOE Only Programs for wage earners
  • One Month Bank Statements
  • Qualification for Self-Employed
  • Condotel’s
  • Non-warrantable Condos
  • Foreign Nationals
  • and much more!